Who you
bank with

Kroo is an award-winning digital bank that has your back. Earn 4.35% AER / 4.27% Gross (variable) interest on current account balances.

3.85% interest for you.

4.35% AER* interest for you.

Earning interest on your money just got a whole lot simpler. No more moving money around. No more faff.

Earn *4.35% AER / 4.27% Gross (variable) on your current account balance, paid monthly.

AER means annual equivalent rate. It shows you what the rate would be yearly if we paid interest on top of interest. Gross interest is the contractual rate of interest.

Intuitive spending.

One home for your money. Spend. Track. Settle up with friends. You’ll also get real-time spending insights. These break down and categorise your transactions. Lovely.


No monthly fees.

Whether you’re home or away, you won’t have to pay with a Kroo current account.
It’s free to open and has no monthly fees. And you can apply to access an overdraft (subject to status and by invitation only).
And with zero fees on spending abroad, you can use your Kroo debit card freely, where Visa is accepted. Sweet.


Peace of mind.

Financial Services Compensation Scheme deposit protections up to £85,000 per customer.
Face ID. Touch ID. Android Fingerprint.
Freeze and unfreeze your card in-app.


4.35% AER* interest.

Get the current account that pays like a savings account. Earn *4.35% AER / 4.27% gross (variable) interest.
Interest is calculated daily and paid monthly.

Interest calculator

Kroo and Apple Pay.


Enjoy all the benefits of your Kroo card using Apple Pay. It’s the easy, secure, and private way to pay.

Get set up

Let’s change banking for good.

More about Kroo

Quit waiting around.

This is banking at your fingertips. You can apply for a current account in just a hot second. Well, ok, a few minutes. But that’s fast, right?

Group of friends