Fees & charges

Simple banking. No hidden costs, ever

Earn interest on your current account balance, spend abroad without fees 1 and manage your money without monthly account charges.

Banking that works in your favour

Most everyday banking with Kroo is free.

There are no monthly account fees, no fees for spending abroad and no hidden charges for using your current account1.

For full details of our Current Account fee information, check our fee information.

Cash abroad without Kroo fees

Use your Kroo card to withdraw cash overseas without ATM fees from us.

Some ATM operators may charge their own fee, which is outside our control.

Learn more about spending abroad

Overdrafts with Kroo

39.9% APR variable

As an example, if you use an arranged overdraft of £1,200 for 30 days, with 39.9% EAR/APR variable, it would cost you £22.13.

Ready to start banking smarter?

Download the Kroo app today.

Open a free current account

QR code to download the Kroo Bank app
Apple App StoreGoogle Play Store
  • Biometric security

    Use your face or fingerprint to securely access your account.

  • Freeze your card

    Lock and unlock your card instantly in the app.

  • UK-based support

    Get help from our UK-based support team when you need it.

Feel confident about your money

Financial Services Compensation Scheme deposit protections up to £120,000 per customer.