No hidden costs, ever.

Kroo offers a 100% free-to-open current account with no hidden fees and no penalty fees. We've built the Kroo current account to be a product we'd be proud to offer to our friends and family.

Our fees, rates and charges.

From spending insights to fully transparent fees, our mobile-only current account gives you the freedom to manage your finances with ease.
Kroo charges no opening fees, no maintenance fees and has zero commission when you spend abroad. The Kroo current account is free and feature-packed to meet your banking needs.

ATM withdrawals abroad.

We won’t charge you for using ATMs overseas until 31 October 2024. Just bear in mind that many ATM providers may charge a separate fee for using their ATM.

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Overdrafts with Kroo.

24.9% APR variable*.

As an example, if you use an arranged overdraft of £1,200 for 30 days, with 24.9% EAR/APR variable, it would cost you £22.13.

*Subject to status.

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Biometric authentication.

Use your face or finger to access your Kroo app to keep your funds safe.

Easily freeze your card.

Freeze and unfreeze your Kroo debit card instantly from the Kroo app.

UK-based support.

Our customer services team is always happy to help in-app or at