Who you
bank with
matters.

Kroo is an award-winning digital bank that has your back. Earn *4.35% AER / 4.27% Gross (variable) interest on current account balances up to a whopping £500,000.

Apply in minutes

4.35% interest for you.

Earning interest on your money just got a whole lot simpler. No more moving money around. No more faff.

Whether you have £1 or up to £500,000 (you lucky thing) in your current account, earn *4.35% AER / 4.27% Gross (variable) on your balance. And we’ll pay it to you monthly.

AER means annual equivalent rate. It shows you what the rate would be yearly if we paid interest on top of interest. Gross interest is the contractual rate of interest.

Join Kroo today

1 million trees for the planet.

It’s time for banks to invest in the future of our planet.

That’s why we’ve partnered with One Tree Planted, a non-profit organisation focused on reforestation.

We’re planting 2 trees for every new customer who opens a Kroo current account, with a goal to plant 1 million trees by 2024.

Tell me more

Intuitive spending.

One home for your money. Spend. Track. Settle up with friends. You’ll also get real-time spending insights. These break down and categorise your transactions. Lovely.

4:35

No monthly fees.

Whether you’re home or away, you won’t have to pay with a Kroo current account.
It’s free to open and has no monthly fees. And you can apply to access an overdraft (subject to status and by invitation only).
And with zero fees on spending abroad, you can use your Kroo debit card freely, where Visa is accepted. Sweet.

4:35

Peace of mind.

Financial Services Compensation Scheme deposit protections up to £85,000 per customer.
Face ID. Touch ID. Android Fingerprint.
Freeze and unfreeze your card in-app.

4:35

4.35% AER* interest.

Get the current account that pays like a savings account. Earn *4.35% AER / 4.27% gross (variable) interest.
Interest is calculated daily and paid monthly.

Interest calculator

4:35