Get a current account
with oomph!
We believe your money should earn its keep.
Earn a whopping 3.65% AER* on your balance.
With Kroo, you'll earn *3.65% AER / 3.59% Gross (variable) on your current account balance.
And we’ll pay you monthly. So no moving money between accounts. No messing about.
*Kroo pays a tracker rate at 1.10% below the Bank of England base rate.
You’re in safe hands.
As a fully-licensed UK bank, your money is protected with Kroo. Deposit protection up to £85,000 per customer from the Financial Services Compensation Scheme for eligible customers comes as standard.
Zero fees spending abroad.
Use your Kroo debit card and enjoy zero fees on purchases at home and abroad. Shop anywhere Visa is accepted.
Overdrafts with Kroo.
We offer a single rate of 24.9% EAR/APR representative (variable) on overdrafts, subject to eligibility and by invitation only.
Learn more
Shared expenses sorted.
Spend, track and settle up simply. Let the Kroo app handle the maths so you don’t have to.
Real-time information.
Stay on top of your transactions and your upcoming payments with up-to-date notifications.
LESS HASSLE,
MORE PROTECTION
Add your Kroo debit card to your digital wallet and enjoy faster, more secure payments at millions of merchants worldwide.
STRONG
SECURITY
Multi-factor authentication to keep your device and account safe. And you can easily freeze and unfreeze your card on the app.
FRIENDLY
SUPPORT
Our UK-based customer services team is here to help. Simply message our team in-app.
SIMPLE
APPLICATION
Apply for our free current account in minutes from your phone.
Open your free current account with Kroo.
