Hiker looking out over a mountain range

Current account

Make your everyday money work harder

Earn 2.65% AER (variable)* interest on your current account balance up to £500,000, with no monthly fees and no minimum deposit. Simple banking designed to help your money go further.

Earn interest on your everyday money

Get more from the money you already have with interest paid on your current account balance.

Check out how much

Stay on top of your money

Track spending, check balances and manage your money in real time, all from one simple app.

Organise your money with Pots

Create separate Pots for holidays, bills and future plans. Keep your money organised while continuing to earn 2.65% AER (variable)* interest on your balance.

Spend abroad without the fees

Use your Kroo Bank debit card around the world without foreign spending fees. Whether you're travelling, working or exploring, more of your money stays yours1.

Bank with confidence

As a fully licensed UK bank, your money is protected with Kroo Bank. Eligible deposits are protected up to £120,000 per customer through the Financial Services Compensation Scheme for eligible customers (FSCS).

Live your life, while your money works for you

With Kroo, your money works in your favour.

More reasons to choose Kroo

  • Less hassle, more protection

    Add your Kroo Bank debit card to your digital wallet and enjoy fast, secure payments at millions of merchants worldwide.

  • Security you can trust

    Multi-factor authentication and in-app card controls help keep your account safe and secure.

  • Friendly support

    Our UK-based support team is here to help whenever you need it, directly from the app.

  • Apply in minutes

    Open your account from your phone and start making your money work harder.

Join thousands choosing Kroo

Download the app and get started today.

Open a free current account

Feel confident about your money

Financial Services Compensation Scheme deposit protections up to £120,000 per customer.