Get a current account
with oomph!
![iphone](/phone/homescreen.webp)
We believe your money should earn its keep.
![Get a current account with oomph!](/friends-food.webp)
Earn a whopping 4.35% AER* on your balance.
With Kroo, you'll earn *4.35%% AER / 4.27% Gross (variable) on your current account balance.
And we’ll pay you monthly. So no moving money between accounts. No messing about.
You’re in safe hands.
As a fully-licensed UK bank, your money is protected with Kroo. Deposit protection up to £85,000 per customer from the Financial Services Compensation Scheme for eligible customers comes as standard.
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Zero fees spending abroad.
Use your Kroo debit card and enjoy zero fees on purchases at home and abroad. Shop anywhere Visa is accepted.
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Overdrafts with Kroo.
We offer a single rate of 24.9% EAR/APR representative (variable) on overdrafts, subject to eligibility and by invitation only.
Learn more![iphone](/phone/homescreen-with-interest.webp)
Shared expenses sorted.
Spend, track and settle up simply. Let the Kroo app handle the maths so you don’t have to.
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Real-time information.
Stay on top of your transactions and your upcoming payments with up-to-date notifications.
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LESS HASSLE,
MORE PROTECTION
Add your Kroo debit card to your digital wallet and enjoy faster, more secure payments at millions of merchants worldwide.
STRONG
SECURITY
Multi-factor authentication to keep your device and account safe. And you can easily freeze and unfreeze your card on the app.
FRIENDLY
SUPPORT
Our UK-based customer services team is here to help. Simply message our team in-app.
SIMPLE
APPLICATION
Apply for our free current account in minutes from your phone.
Open your free current account with Kroo.
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