Features

Say hello to Pots

Help separate your day-to-day spend from your savings and still earn 3.00% AER (variable) on all of it.

New customers earn 3.00% AER (variable) if you sign up to a Kroo Current Account today. This includes a fixed 2.00% AER bonus for your first 12 months and a tracker rate set at 2.75% below the Bank of England base rate.

Endless reasons to use Pots

Goals, big and small
A Pot with a purpose keeps you focused on hitting your goals.
Budget, simply
Keep your main account for spending, and create Pots for saving.
Smarter interest %
Overdrawn? We won't charge interest if you've got money in your Pots to cover it.

Get started

1 Create a Pot
2 Give it a name
3 Add money

Feel confident about your money

Financial Services Compensation Scheme deposit protections up to £120,000 per customer.

Join thousands choosing Kroo

Download the app and get started today.

Open a free current account

Questions? Answers.

A Pot is a place where you can separate money from your main account to keep it safe or to save for specific goals.

3.00% AER / 2.96% Gross for eligible, new Personal Current Account customers. This includes a 2.00% 12 months bonus and an underlying tracker rate set at 2.75% below the Bank of England base rate. After 12 months the bonus will end and your account will continue earning a tracker interest rate. Interest is paid monthly on positive balances up to £500,000. Read our interest rate FAQs

Already a Kroo customer? If you opened your Current Account before 5 October 2026, you'll continue earning your existing tracker rate, currently 2.65% AER (variable), which tracks the Bank of England base rate at 1.1% below it.

Say hello to Pots

Endless reasons to use Pots

Goals, big and small

Budget, simply

Smarter interest %

Get started

1 Create a Pot

2 Give it a name

3 Add money

Feel confident about your money

Join thousands choosing Kroo

Questions? Answers.