Choose Kroo, the bank that pays you interest on your current account and your savings.
Download Kroo to open the current account and earn 2.90% AER (variable), and then apply for the Kroo Flexible Cash ISA to earn 4.05%* AER (variable). T&Cs apply.
*From 21st August 2025 the rate will be 3.80% AER / 3.74% Gross (variable)
Earning interest on your money just got a whole lot simpler. No more moving money around. No more faff.
Earn *2.90% AER / 2.86% Gross (variable) on your current account balance, paid monthly.
Kroo pays a tracker rate at 1.10% below the Bank of England base rate.
AER means annual equivalent rate. It shows you what the rate would be yearly if we paid interest on top of interest. Gross interest is the contractual rate of interest.
One home for your money. Spend. Track. Settle up with friends. You’ll also get real-time spending insights. These break down and categorise your transactions. Lovely.
Whether you’re home or away, you won’t have to pay with a Kroo current account.
It’s free to open and has no monthly fees. And you can apply to access an overdraft (subject to status and by invitation only).
And with zero fees on spending abroad, you can use your Kroo debit card freely, where Visa is accepted. Sweet.
Financial Services Compensation Scheme deposit protections up to £85,000 per customer.
Face ID. Touch ID. Android Fingerprint.
Freeze and unfreeze your card in-app.
Get the current account that pays like a savings account. Earn *2.90% AER / 2.86% gross (variable) interest.
Interest is calculated daily and paid monthly.
Interest calculator
Enjoy all the benefits of your Kroo card using Apple Pay. It’s the easy, secure, and private way to pay.
Get set up
This is banking at your fingertips. You can apply for a current account in just a hot second. Well, ok, a few minutes. But that’s fast, right?
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