Spend abroad without the fees
Use your debit card at home and abroad without foreign spending fees. Keep more of your money where it belongs, with you 1.
Live your life
Where your money works in your favour
New customers earn 3.00% AER (variable).
No monthly account fees. No minimum deposit.
3.00% AER / 2.96% gross (variable) on balances up to £500,000. Includes a fixed 2.00% AER bonus for the first 12 months. Available to new Kroo Current Account customers only. Existing customers earn a tracker rate 1.1% below the Bank of England base rate.
Do more with Kroo Bank
Shared expenses made simple
Track, split and settle shared spending in just a few taps. Let Kroo handle the maths so you can focus on everything else.
See where your money goes
Real-time insights help you understand your spending, spot patterns and stay in control.
Simple banking, no monthly fees
Open and manage your bank account without monthly account fees, so you keep more of your money.
Current account
Make your everyday money work harder with interest on your current account balance. Simple banking designed to help your money go further.
Cash ISA
Put your savings to work with a flexible, tax-free Cash ISA with free deposits and withdrawals. Save your way while keeping your money within easy reach.
Personal loans
Borrow with confidence and track your balance, view repayments and stay in control from your Kroo app. Simple borrowing with support when you need it.
Shared spending
Manage money together with simple tools for sharing, splitting and settling expenses. Let Kroo handle the maths for you.
Our customers love us
Sarah Smith
13 October 2026
Amazing bank. Have everything under control and their responses are so quick
Kim Burke
13 October 2026
Great bank, have used them for 3 years.
Jk
12 October 2026
Great bank. Easy to use.
Lee Woolston
12 October 2026
Easy to set up and use. Early days but very happy so far
Mrs Woodhams
12 October 2026
I’m really pleased with the customer service received. A new phone and issues with the cloud meant I was unable to log into my app the security questions and the thoroughness of The assistance was 2nd to none. Thank you for looking after my money and keeping it safe!
Shreya Patel
7 October 2026
Wonderful experience with kroo
Chintak Jeentilal
6 October 2026
Brilliant digital banking. Quick and fast customer service support to help you with customer queries. Always willing to go beyond to help with customer query. Easy to use banking app. Loving the new design and can't wait to see the digital app grow in the future.
Abimbola Sampson
6 October 2026
They service is seamless and straight forward
customer
6 October 2026
Very good i love
Miss Tracey Ashenden
5 October 2026
Easy to use and the loan has helped me , good communication when I needed help .
Keith
5 October 2026
Reliable, easy to use app. Good rate of interest on acct balance. Quick & helpful responses from Help desk.
Mario Moreira
4 October 2026
Good service and bank Thank you my friends 🧡
Philip Roberts
3 October 2026
A bank that is reliable and consistent but above all,. Trustworthy! Thank you Kroo bank 🙋♂️🥳
Customer
3 October 2026
The Kroo App was excellent but due a property purchase I needed to liquidate this as some other savings accounts. Then my year end tax declaration hove into sight and with my account finished I sweated. However Kroos support team were brilliant and within a day or so I had my statement of interest paid. This is FIVE STAR GOLD PLATED support and I am happy to publish these comments. Pete Cresswell
Customer
1 October 2026
Great banking and experience
Debbie Wilson
1 October 2026
Great bank app great easy access and great interest rates
Kirstine Martin
30 September 2026
It's nice and easy to use and I can save in an ISA as well as set up single pots for various options, my favourite pot is made is for birthdays and christmas making sure I have enough for presents etc. I get notified any time a payment goes in to or out of my account helping me keep track of payments.
Praveen Kumar
30 September 2026
Very good . Looking forward to extend the loan process too
Jenny Boothe
30 September 2026
Very easy to set up my accounts. Competitive interest rates. Regularly kept informed about accounts changes and offers. Not had any issues to date to warrant contact with the bank. So far, so good 👍🏾
customer
29 September 2026
Prompt and friendly service.
Live your life, while your money works for you
With Kroo, your money works in your favour.
Hundreds of thousands of people trust Kroo for their banking
- Best personal finance app (finalist)
- Best banking app (finalist)
- Best Current account provider (finalist)
- Best Cash ISA provider (finalist)
- Best personal loan provider (finalist)
- Current Account Provider of the Year (finalist)
Rated Great from 11k reviews
Join thousands choosing Kroo
Download the app and get started today.
Open a free current account
Feel confident about your money
Financial Services Compensation Scheme deposit protections up to ££120,000 per customer.
Pay with Apple Pay or Google Pay
Add your Kroo card to your digital wallet and pay the easy, secure way.
