Earn interest on your everyday money
Earn interest on your everyday money earn 3.00% AER (variable)* interest on your current account balance. Your money keeps working while you get on with life.
Make your everyday money work harder
New customers earn 3.00% AER (variable)* interest on your current account balance. No monthly account fee. No minimum deposit.
Open a free current account
*3.00% AER / 2.96% gross (variable) interest on your current account balance up to £500,000. Paid monthly. Includes a fixed 2.00% AER bonus for the first 12 months. Available to new Kroo Current Account customers only.
Why choose Kroo
Spend abroad without the fees
Spend abroad without the fees use your debit card at home and abroad without foreign spending fees. Keep more of your money where it belongs, with you1.
Shared expenses made simple
Track, split and settle shared spending in just a few taps. Let Kroo handle the maths so you can focus on everything else.
See where your money goes
Real-time insights help you understand your spending, spot patterns and stay in control.
Banking that fits around your life
Stay on top of your money
Track your spending, check your balance and manage your money in real time, all from one simple app.
Organise your money with Pots
Create separate Pots for holidays, bills and future plans. Keep your money organised while continuing to earn 3.00% AER (variable)* interest on your current account balance.
Pay the easy way
Add your Kroo card to Apple Pay or Google Pay and pay quickly and securely wherever contactless payments are accepted.
Bank with confidence
As a fully licensed UK bank, eligible deposits are protected up to £120,000 per customer through the Financial Services Compensation Scheme
Our customers love us
Shreya Patel
7 October 2026
Wonderful experience with kroo
Chintak Jeentilal
6 October 2026
Brilliant digital banking. Quick and fast customer service support to help you with customer queries. Always willing to go beyond to help with customer query. Easy to use banking app. Loving the new design and can't wait to see the digital app grow in the future.
Abimbola Sampson
6 October 2026
They service is seamless and straight forward
customer
6 October 2026
Very good i love
Miss Tracey Ashenden
5 October 2026
Easy to use and the loan has helped me , good communication when I needed help .
Keith
5 October 2026
Reliable, easy to use app. Good rate of interest on acct balance. Quick & helpful responses from Help desk.
Mario Moreira
4 October 2026
Good service and bank Thank you my friends 🧡
Philip Roberts
3 October 2026
A bank that is reliable and consistent but above all,. Trustworthy! Thank you Kroo bank 🙋♂️🥳
Customer
3 October 2026
The Kroo App was excellent but due a property purchase I needed to liquidate this as some other savings accounts. Then my year end tax declaration hove into sight and with my account finished I sweated. However Kroos support team were brilliant and within a day or so I had my statement of interest paid. This is FIVE STAR GOLD PLATED support and I am happy to publish these comments. Pete Cresswell
Customer
1 October 2026
Great banking and experience
Debbie Wilson
1 October 2026
Great bank app great easy access and great interest rates
Kirstine Martin
30 September 2026
It's nice and easy to use and I can save in an ISA as well as set up single pots for various options, my favourite pot is made is for birthdays and christmas making sure I have enough for presents etc. I get notified any time a payment goes in to or out of my account helping me keep track of payments.
Praveen Kumar
30 September 2026
Very good . Looking forward to extend the loan process too
Jenny Boothe
30 September 2026
Very easy to set up my accounts. Competitive interest rates. Regularly kept informed about accounts changes and offers. Not had any issues to date to warrant contact with the bank. So far, so good 👍🏾
customer
29 September 2026
Prompt and friendly service.
customer
29 September 2026
Veey good customer service and the number is a freephone number so you dont need credit to ring.
Paul Powton
29 September 2026
Not a lot to say. I had an account for 1 year Is like any other online banking account But simple and easy to use with zero problems What more could you ask for these days.
Andy
29 September 2026
Superb and very easy to use app, transferring funds between accounts and savings pots instantaneous.
IAN LASHFORD
28 September 2026
Excellent Customer service . Intuitive app.
Andrew Jones
28 September 2026
It's so easy to use and clear. I really like the way it gets money from my HSBC account when I wish to pay into Kroo ... and then transfer to an ISA.
Feel confident about your money
Financial Services Compensation Scheme deposit protections up to £120,000 per customer.
Do more with Kroo Bank
Current account
Make your everyday money work harder with interest on your current account balance. Simple banking designed to help your money go further.
Cash ISA
Put your savings to work with a flexible, tax-free Cash ISA with free deposits and withdrawals. Save your way while keeping your money within easy reach.
Personal loans
Borrow with confidence and manage your loan in the same app you use every day. Simple borrowing with support when you need it.
Shared spending
Manage money together with simple tools for sharing, splitting and settling expenses. Let Kroo handle the maths for you.
Join thousands choosing Kroo
Download the app and get started today.
Open a free current account