Earn interest on your everyday money
Earn interest on your everyday money earn 2.65% AER (variable)* interest on your current account balance. Your money keeps working while you get on with life.
Make your everyday money work harder
Earn 2.65% AER (variable)* interest on your current account balance. No monthly account fee. No minimum deposit.
Open a free current account
*2.65% AER / 2.62% gross (variable) interest on your current account balance up to £500,000. Paid monthly.
Why choose Kroo
Spend abroad without the fees
Spend abroad without the fees use your debit card at home and abroad without foreign spending fees. Keep more of your money where it belongs, with you1.
Shared expenses made simple
Track, split and settle shared spending in just a few taps. Let Kroo handle the maths so you can focus on everything else.
See where your money goes
Real-time insights help you understand your spending, spot patterns and stay in control.
Banking that fits around your life
Stay on top of your money
Track your spending, check your balance and manage your money in real time, all from one simple app.
Organise your money with Pots
Create separate Pots for holidays, bills and future plans. Keep your money organised while continuing to earn 2.65% AER (variable)* interest on your current account balance.
Pay the easy way
Add your Kroo card to Apple Pay or Google Pay and pay quickly and securely wherever contactless payments are accepted.
Bank with confidence
As a fully licensed UK bank, eligible deposits are protected up to £120,000 per customer through the Financial Services Compensation Scheme
Our customers love us
Jeremias
23 September 2026
Sincerely since I joined this bank, my doubts was rapidly cleaned by their customers services, cooperative way to treat me. The honesty,communications and more . Hope they will improve for better. Thanks a lot
Mr Kristopher Turner-Sterling
21 September 2026
Really easy to join and already using account in Portugal so far so good absolutely no complaints
Samardeep Singh
21 September 2026
very good bank
customer
17 September 2026
All good I liked the easiness with opening the account thank you
Henry B
16 September 2026
A really big thankyou to Denzel, from email banking support! I've been having issues for a while accessing the app on my new mobile, due to an outdated number. Despite countless email threads and no answer, Denzel then taken over my case, gave end-to-end ownership of the problem and verified my ID to get me up and running on the app. I can't express my gratitude enough, as I've been getting so stressed out with this! Thanks Kroo!
customer
16 September 2026
Very happy 10/10
Denise
15 September 2026
very easy to fill in the form online very quick with sending card out good service
Howard Willcox
14 September 2026
Great company easy to use the app no messing about if you need to know anything they are there great service
Ashley Taylor
13 September 2026
The kroo app is very useful there are lots of things to do on it
Faysal Cemaloglu
12 September 2026
Excellent service thankyou
customer
9 September 2026
I haven't really used my account yet but the expenses so far are very good
Justin wilson
8 September 2026
Easy to see up and use and great security
MIROSLAW ZIETALA
7 September 2026
Verrrrry goooood
customer
5 September 2026
good rly ggoood
Nabil
4 September 2026
Excellent service and a very smooth experience when updating my registered email address. The team was professional, helpful, and efficient throughout. Clear communication and quick resolution—highly recommended!
Sean
27 August 2026
Really easy App to navigate - Great options for savings 'pots'
Petrica catalin
27 August 2026
This is the best Bank to apply very easily opened my account thank you
Nigel Stuart-Baker
26 August 2026
Generally a good experience and great to get (some) interest on a current account! The app works well, it is easy to transfer funds in and out of the account and I appreciate the saving pots. I needed to recover a payment and Kroo were very effective in supporting a refund for me. Overall no regrets in opening the account.
Jules Burn
26 August 2026
Great bank very helpful if you have to phone. And app is really easy to use switching money between banks simple Great bank
Ivan
25 August 2026
The app is easy to use and the transfers, both in and out, are very fast. Very easy to use.
Feel confident about your money
Financial Services Compensation Scheme deposit protections up to £120,000 per customer.
Do more with Kroo Bank
Current account
Make your everyday money work harder with interest on your current account balance. Simple banking designed to help your money go further.
Cash ISA
Put your savings to work with a flexible, tax-free Cash ISA with free deposits and withdrawals. Save your way while keeping your money within easy reach.
Personal loans
Borrow with confidence and manage your loan in the same app you use every day. Simple borrowing with support when you need it.
Shared spending
Manage money together with simple tools for sharing, splitting and settling expenses. Let Kroo handle the maths for you.
Join thousands choosing Kroo
Download the app and get started today.
Open a free current account