Earn interest on your everyday money
Earn interest on your everyday money earn 3.00% AER (variable)* interest on your current account balance. Your money keeps working while you get on with life.
Make your everyday money work harder
New customers earn 3.00% AER (variable)* interest on your current account balance. No monthly account fee. No minimum deposit.
Open a free current account
*3.00% AER / 2.96% gross (variable) interest on your current account balance up to £500,000. Paid monthly. Includes a fixed 2.00% AER bonus for the first 12 months. Available to new Kroo Current Account customers only.
Why choose Kroo
Spend abroad without the fees
Spend abroad without the fees use your debit card at home and abroad without foreign spending fees. Keep more of your money where it belongs, with you1.
Shared expenses made simple
Track, split and settle shared spending in just a few taps. Let Kroo handle the maths so you can focus on everything else.
See where your money goes
Real-time insights help you understand your spending, spot patterns and stay in control.
Banking that fits around your life
Stay on top of your money
Track your spending, check your balance and manage your money in real time, all from one simple app.
Organise your money with Pots
Create separate Pots for holidays, bills and future plans. Keep your money organised while continuing to earn 3.00% AER (variable)* interest on your current account balance.
Pay the easy way
Add your Kroo card to Apple Pay or Google Pay and pay quickly and securely wherever contactless payments are accepted.
Bank with confidence
As a fully licensed UK bank, eligible deposits are protected up to £120,000 per customer through the Financial Services Compensation Scheme
Our customers love us
Sadam Belhamadi
22 October 2026
Hurry up come
Friend of Ted
21 October 2026
Really easy to bank
Sue McC
21 October 2026
New to service. Looking forward to services shown
patrick b
21 October 2026
Great service
Mohamed Shehan
20 October 2026
Very ezy to open
Adz Simpson
19 October 2026
Easy online banking. Quick to navigate and action transactions within the app. Very happy with Kroo banking, great addition to my banking world.
Nichola
19 October 2026
Brilliant bank
SONIA HINCKSON-MARS
18 October 2026
I am so happy that Leila gave me her undivided attention and her response was so positive in helping me with my long awaited help and now I am able to get myself back on track with accessing my account, especially with having a illness that literally limits the ability to do very little. Thank you so much Leila
F.fletcher
18 October 2026
Easy app , easy bank like the pots and whenever ive had an issue easy to deal with so all good for me.
Waqas Razzaq
17 October 2026
Great services
Hakeem L
16 October 2026
Kroo has the Best current account. It's straightforward, easy to navigate. Great interest rates.
Sarah Smith
13 October 2026
Amazing bank. Have everything under control and their responses are so quick
Kim Burke
13 October 2026
Great bank, have used them for 3 years.
Jk
12 October 2026
Great bank. Easy to use.
Lee Woolston
12 October 2026
Easy to set up and use. Early days but very happy so far
Mrs Woodhams
12 October 2026
I’m really pleased with the customer service received. A new phone and issues with the cloud meant I was unable to log into my app the security questions and the thoroughness of The assistance was 2nd to none. Thank you for looking after my money and keeping it safe!
Shreya Patel
7 October 2026
Wonderful experience with kroo
Chintak Jeentilal
6 October 2026
Brilliant digital banking. Quick and fast customer service support to help you with customer queries. Always willing to go beyond to help with customer query. Easy to use banking app. Loving the new design and can't wait to see the digital app grow in the future.
Abimbola Sampson
6 October 2026
They service is seamless and straight forward
customer
6 October 2026
Very good i love
Feel confident about your money
Financial Services Compensation Scheme deposit protections up to £120,000 per customer.
Do more with Kroo Bank
Current account
Make your everyday money work harder with interest on your current account balance. Simple banking designed to help your money go further.
Cash ISA
Put your savings to work with a flexible, tax-free Cash ISA with free deposits and withdrawals. Save your way while keeping your money within easy reach.
Personal loans
Borrow with confidence and manage your loan in the same app you use every day. Simple borrowing with support when you need it.
Shared spending
Manage money together with simple tools for sharing, splitting and settling expenses. Let Kroo handle the maths for you.
Join thousands choosing Kroo
Download the app and get started today.
Open a free current account