Earn interest on your everyday money
Earn 2.65% AER (variable)* interest on your current account balance. Your money keeps working while you get on with life.
Make your everyday money work harder
Earn 2.65% AER (variable)* interest on your current account balance. No monthly account fee. No minimum deposit.
Open a free current account
*2.65% AER / 2.62% gross (variable) interest on your current account balance up to £500,000. Paid monthly.
Why choose Kroo
Spend abroad without the fees
Use your debit card at home and abroad without foreign spending fees. Keep more of your money where it belongs, with you.1
Shared expenses made simple
Track, split and settle shared spending in just a few taps. Let Kroo handle the maths so you can focus on everything else.
See where your money goes
Real-time insights help you understand your spending, spot patterns and stay in control.
Banking that fits around your life
Stay on top of your money
Track your spending, check your balance and manage your money in real time, all from one simple app.
Organise your money with Pots
Create separate Pots for holidays, bills and future plans. Keep your money organised while continuing to earn 2.65% AER (variable)* interest on your current account balance.
Pay the easy way
Add your Kroo card to Apple Pay or Google Pay and pay quickly and securely wherever contactless payments are accepted.
Bank with confidence
As a fully licensed UK bank, eligible deposits are protected up to £120,000 per customer through the Financial Services Compensation Scheme (FSCS).
Our customers love us
Nicky Strachan
3 August 2026
I don't use the bank asuch as I should but am going to very shortly, purely that the customer service is 1st class they give you plenty warning d/d due if not enough in the a/c. In general very good bank N. Strachan
Vincent Lysaght
3 August 2026
I have numerous UK bank accounts and Kroo is one of the best. App is solid and easy to use. Customer service via chat is also good despite slight delays in responding (a few hours) sometimes. Interest on their current account is always welcome and their debit card is excellent when travelling abroad - no fees and interbank fx rates. Overall very satisfied and recommend wholeheartedly.
VV
3 August 2026
Smooth application process and super-fast delivery of my debit card. Very impressed with the service.
Madalin Ciprian Mocanu
3 August 2026
Why dont habe it internațional transfer?
Denise Doyle
2 August 2026
Brilliant app, easy, useful and perfect for anyone who likes to save and keep track of what you spend your money on. Love it
Nicky T
2 August 2026
Quick, easy and simple to set up a new account, transfer money and set up savings pots - all with interest available.
Mark Hampson
2 August 2026
Excellent service, great app. The of the only banks to give interest on current accounts. Great bank.
MR GEORGE KOLIAS
2 August 2026
Great way of paying for goods etc when abroad and so handy in many ways all round great service would recommend a kroo account if you want to have a safe and secure service.
Kevin Evinou
2 August 2026
Hi I’ve been card holder for few years now and never had a problem with my card I use mine for saving up and using on holiday happy as pie
Pamela Gardiner
2 August 2026
Thank you for keeping my money safe.
J.Mac
2 August 2026
Easy to use app. Card works well overseas. Quick and easy service and a current account that pays interest. Never had any problems with Kroo- thanks.
Alfred Scott
2 August 2026
I have been with Kroo for a while now since day one I have never had a problem up to date highly recommended 👍
Gohar
2 August 2026
Excellent Bank. So easy to use the app with every feature. Great customer service and support when needed. I absolutely love Kroo and so does my wife. I would recommend it to everyone.
Kaye
1 August 2026
Very easy app to use. . Money transfer is usually instantly done. Very user friendly.
Graham
1 August 2026
Having been scammed Kroo service team took immediate action and recovered my losses unlike Wise who have done nothing positive about my losses.
Lawrence Bassey-Davies
1 August 2026
Easy to access apps, with information clearly displayed for clarity. All good
Anthony Ellis
1 August 2026
Customer for a few years now. Unsophisticated format but never had any problems with the service. Reasonable rates and hassle free.
Kevin William
1 August 2026
No fuss bank with good interest rates.
Lynda Broadbent
1 August 2026
Love this online banking! So easy and straightforward to use.
Lesley
1 August 2026
Banking is so easy, all the things the big banks offer plus interest in my current account and a very flexible cash ISA. Everything I need and more.
Feel confident about your money
Financial Services Compensation Scheme deposit protections up to £120,000 per customer.
Do more with Kroo Bank
Current account
Make your everyday money work harder with interest on your current account balance. Simple banking designed to help your money go further.
Cash ISA
Put your savings to work with a flexible, tax-free Cash ISA with free deposits and withdrawals. Save your way while keeping your money within easy reach.
Personal loans
Borrow with confidence and manage your loan in the same app you use every day. Simple borrowing with support when you need it.
Shared spending
Manage money together with simple tools for sharing, splitting and settling expenses. Let Kroo handle the maths for you.
Join thousands choosing Kroo
Download the app and get started today.
Open a free current account